我国农村信用社发展的现状分析

近年来，政府部门以资金支持、政策鼓励等多种方式大力支持农村信用社的发展与改革，目的是为了完善农村金融体系，带动农村经济发展。但是由于客观条件的限制和主观改革力度不够到位，导致农村信用社对当地经济发展所起的作用还不是很明显。也极大的限制了其自身的发展。因此，本文就产权结构、业务类型、外来资本冲击三个方面对农村信用社在深化发展之中所遇到的困难以及问题进行探讨，并提出若干意见。

Current Situation and Counter-measures of Development of Rural Credit Cooperatives in China

Recently,in order to perfect rural financial system and upgrade economic development in rural area,government sectors have encouraged and promoted the development of rural credit cooperatives through plowing into capital and offering policies.Because of circumstance and incompetent reform,rural credit cooperatives don't play important roles in the development of local economy,which,of course,prevents their own development.Therefore,the paper discusses problems on the further development of rural credit coop...