| 我国农村金融市场的区域比较与改革研究——基于六县市实地调研数据分析 |
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| 引用本文： | 陈艳,张国林. 我国农村金融市场的区域比较与改革研究——基于六县市实地调研数据分析[J]. 特区经济, 2008, 235(8): 129-130 |
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| 作者姓名： | 陈艳 张国林 |
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| 作者单位： | 1. 浙江大学教育学院
2. 南京大学商学院 |
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| 摘 要： | 如何破解"中国农村金融之谜",为发展现代农业扎实推进社会主义新农村建设提供必要的金融支持,近年来成为了国内学者关注的热点。本文基于六县市的实地调研,通过对中国农村金融困境的现实考察和区域比较,可得出如下主要结论:经济发达地区信用社的股份制改革不仅可满足当地市场化农户的融资需求,而且为非正规金融演变创造了条件;而落后地区信用社应坚持合作制取向并加强与非正规金融的垂直联接。
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| 关 键 词： | 中国农村金融之谜 区域比较 农村信用社 |
China countryside finance market's district comparison and reform research-Analysis basing on six cities local investigation |
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| Chen Yan,Zhang GUO Lin. China countryside finance market's district comparison and reform research-Analysis basing on six cities local investigation[J]. Special Zone Economy, 2008, 235(8): 129-130 |
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| Authors: | Chen Yan Zhang GUO Lin |
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| Affiliation: | Chen Yan Zhang Guo Lin |
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| Abstract: | How to solve "Puzzles in China's Rural Financial System" to provide necessary financial support for building new socialist rural areas has become the focus of attention among scholars in recent years. Based on investigations conducted in the six counties and the reality in China's rural areas and regional comparison, the following main conclusions are concluded: The share-holding reform of the credit cooperatives in developed areas will not only meet the financing needs of the local farmers market but also facilitate evolution of informal finance, while credit cooperatives in backward areas should strengthen vertical linkage with informal financial sectors. |
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| Keywords: | puzzles in the Chinese rural financial system regional comparison credit cooperative |
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