民营中小企业融资难的原因及对策研究

中小民营企业在推动国民经济发展、增加就业、推动科技进步等方面做出了重要贡献。但融资困难现已成为中小民营企业发展的主要障碍,只有采取有效转变国有银行观念、建立信用担保体系、大胆拓宽融资渠道等措施才能得到有效解决。

Study on Reasons and Countermeasures of the Financing Difficulties for Private SMEs

Small and medium-sized enterprises make great contributions national economy,increasing employment,promoting technological advances and so on.But financing difficulty has become a major obstacle to the development of small and medium-sized enterprises,only by transforming of state-owned bank concept establishing credit guarantee system,boldly and broadening financing sources and taking other measure can it be an effectively solved.