论灾害损失的经济补偿

本文从灾害的经济损失的构成及其界定入手，对我国现行灾害经济补偿的几种形式进行了分析，指出保险对灾害经济补偿具有特殊意义、财政后备不能满足对巨大灾害损失进行经济补偿的要求、自保补偿形式无法进行风险转嫁。在此基础上，设计出了我国现阶段以保险为主体的新型的灾害经济补偿模式。

Offering Indemnity against Calamity Loss

Statring with the conception and dcfinition of caldrity loss, this paper rnade an analysis on some forms ahiut offering indemnity agalnst calamity at present in China, and put forward that offering indemnity against calamity by insurane be important boause it is impossible by revenue or other ways. Based on the analysis, a new model waking insre as a ndn part was designed to offer indedrity against calamity in our country.