| 从尤努斯的穷人银行反思中国的农户小额信贷制度 |
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| 引用本文： | 郭剑平.从尤努斯的穷人银行反思中国的农户小额信贷制度[J].商业研究,2007(9):146-149. |
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| 作者姓名： | 郭剑平 |
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| 作者单位： | 河海大学,公共管理学院,江苏,南京,210098 |
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| 摘 要： | 2006年度的诺贝尔和平奖获得者尤努斯创办的孟加拉乡村银行,以其独特的运作方式使它维持了高达97%的还款率,既能赢利又达到了扶贫的目的。中国有几亿贫困人口,让农民获得金融支持是解决农村贫困问题的重要途径。但由于各种原因,我国小额贷款上的成果极为有限,有必要根据孟加拉乡村银行和我国农户小额信贷制度的差异,积极探索适合我国国情的农户小额信贷制度的策略。
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| 关 键 词： | 孟加拉乡村银行 农户小额信贷制度 扶贫 利率 |
| 文章编号： | 1001-148X（2007）09-0146-04 |
| 收稿时间： | 2006-12-30 |
| 修稿时间： | 2006-12-30 |
Chinese Peasant Household Small-credit System Compared with Muhammad Yunus' Grameen Bank |
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| GUO Jian-ping.Chinese Peasant Household Small-credit System Compared with Muhammad Yunus'''' Grameen Bank[J].Commercial Research,2007(9):146-149. |
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| Authors: | GUO Jian-ping |
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| Institution: | Institute of Public Management, Hohai University, Nanjing 210098, China |
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| Abstract: | The Nobel Peace prize in 2006 was awarded to Muhammad Yunus and his GrameenBank for the bank s success both in profits and supporting the poor. There were many poor people in China and finance supporting to them is a main way out for them. However, Chinese peasant household small - credit system is not so successful as Grameen Bank for many reasons. The paper analyzes the differences between Chinese peasant household small - credit system and Grameen Bank. |
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| Keywords: | Grameen Bank Peasant household small - credit system supporting the poor interest rate |
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