关于湖南省农业保险若干问题的思考

湖南省是一个农业大省，然而其农业保险的发展并不顺利，农业风险的保障程度很低。国家通过引进国外农业保险公司和发展专营农业保险公司来发展农险，取得了一定的成绩，但总体水平还是偏低。2007年，国家在湖南、四川、内蒙古等六省开展农业保险财政补贴试点，以提高农业的风险保障水平。笔者针对湖南省农业保险发展中表现出的若干问题，剖析问题产生的原因，对政策补贴后的农业保险发展前景进行简要分析，并提出对策建议。

Thoughts about several problems existed in agriculture insurance of Hunan Province

Hunan is a province with huge food production.However,the agriculture insurance developed unevenly,which leads to the low security standard of agriculture.The government has made certain progress by bringing in foreign agriculture insurance company and establishing new companies.China has offered agriculture insurance subsidy to 6 province including Hunan in 2007.The author will focus on the problems exploded and illustrate the reasons about agriculture insurance of Hunan.Then,brief analysis of the experimental subsidy will be mentioned to make agriculture insurance develop in harmony with the economy.