Abstract: | This study examined 58 performance ratios for minority banks in 1980 and 1988. Its purpose was to evaluate the impact of deregulation
on high and low performance minority banks. The study found that deregulation had a positive impact on those banks in the
high performance groups in 1980 and a negative affect on those banks in the low performance groups in 1980. The study also
found minority banks, in general, needed to improve management efficiency. Management efficiency of low performance minority
banks seemed to have deteriorated in the deregulation period. The authors suggest that low performance minority banks be given
closer regulatory supervision and aid in developing efficient management in their organizations. |