| 制度与风险约束下国有商业银行贷款利率浮动效应的理性思考 |
| |
| 引用本文： | 王海霞.制度与风险约束下国有商业银行贷款利率浮动效应的理性思考[J].内蒙古财经学院学报,2005(1). |
| |
| 作者姓名： | 王海霞 |
| |
| 作者单位： | 内蒙古财经学院,金融系,内蒙古,呼和浩特,010051 |
| |
| 摘 要： | 扩大贷款利率浮动区间是实现利率市场化的重要步骤,但这一浮动效应会受到当前制度与风险约束的极大影响,笔者进一步从经济学的角度予以了解释.最后由此说明通过利率杠杆最终实现资源的有效配置不是仅仅靠利率的高低就能实现,而是需要一整套完善的市场环境.
|
| 关 键 词： | 贷款利率浮动效应 制度 风险 |
The Reasoning of The Effect Exerted by The Fluctuation of The Loan Rate of The State - owned Commercial Banks Under The Control of Institution and Risks |
| |
| WANG Hai-xia.The Reasoning of The Effect Exerted by The Fluctuation of The Loan Rate of The State - owned Commercial Banks Under The Control of Institution and Risks[J].Journal of Inner Mongolia Finance and Economics College,2005(1). |
| |
| Authors: | WANG Hai-xia |
| |
| Abstract: | |
| |
| Keywords: | |
| 本文献已被 万方数据 等数据库收录！ |
|
