| 人口老龄化对寿险需求影响的实证分析 |
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| 引用本文： | 杜朝运,王蕊娟.人口老龄化对寿险需求影响的实证分析[J].吉林金融研究,2020(5):44-49. |
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| 作者姓名： | 杜朝运 王蕊娟 |
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| 作者单位： | 厦门大学,福建厦门361005;厦门大学,福建厦门361005 |
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| 摘 要： | 通过构建量化的数据分析模型,梳理各类寿险需求的影响因子,对影响寿险需求的因素进行了综合分析。通过模型的验证发现,人口老龄化对寿险行业的发展呈现明显的正向促进作用。由此可以判定,在目前我国人口老龄化持续的背景下,我国寿险行业将面临更为广阔的发展空间。据此本文提出相应的政策建议。
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| 关 键 词： | 人口老龄化 寿险 需求 发展机遇 |
An Empirical Study on the Demand of Life Insurance under the Background of Aging Population |
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| DU Chaoyun,WANG Ruijuan.An Empirical Study on the Demand of Life Insurance under the Background of Aging Population[J].Jilin Finance Research,2020(5):44-49. |
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| Authors: | DU Chaoyun WANG Ruijuan |
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| Abstract: | Using a quantitative data analysis model,the paper sorst out the infl uencing factors of all kinds of life insurance demand and makes a comprehensive analysis of the influencing factors of life insurance demand.It fi nds that the aging population has a positive effect on the development of life insurance industry.Therefore,we can judge that under the background of the continuous aging of the population in China,the life insurance industry will face a broader development space.The paper fi nally puts forward some corresponding suggestion. |
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| Keywords: | population aging life insurance demand |
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