| 国内商业银行个人理财业务发展特点及趋势分析 |
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| 引用本文： | 李金栋.国内商业银行个人理财业务发展特点及趋势分析[J].湖北财经高等专科学校学报,2010,22(4):31-34. |
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| 作者姓名： | 李金栋 |
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| 作者单位： | 河南经贸职业学院,河南,郑州,450053 |
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| 基金项目： | 河南省教育厅软科学研究项目，河南省科技厅软科学项目，河南省教育厅自然科学基金项目，河南省社科联课题 |
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| 摘 要： | 近年来,随着我国商业银行改革的稳步推进和居民理财意识的日渐增强,个人理财业务逐步发展壮大,成为银行个人金融业务的重要组成部分。本文回顾整理了个人理财业务在我国发展的三个阶段及其特征,在此基础上,从发展方向、客户关系管理、理财产品开发、风险管理及服务质量提升等五个方面,对我国商业银行个人理财业务的发展趋势进行了展望。
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| 关 键 词： | 国内商业银行 个人理财业务 发展特点 发展趋势 |
Analysis on Domestic Commercial Banks' Personal Finance Business Development Characteristics and Its Trend |
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| LI Jin-dong.Analysis on Domestic Commercial Banks'' Personal Finance Business Development Characteristics and Its Trend[J].Journal of Hubei College of Finance and Economics,2010,22(4):31-34. |
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| Authors: | LI Jin-dong |
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| Institution: | LI Jin-dong(Henan Economic and Trade Vocational College,Zhengzhou 450053 China) |
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| Abstract: | This paper reviews the order of the Personal Financial Services in China and characteristics of the three stages of development,on this basis,from the direction of development,customer relationship management,fi-nancial product development,risk management and improve service quality in five aspects,China＇s commercial banks personal financial business development trend is predicted. |
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| Keywords: | domestic commercial banks personal financial business characteristics development of trends |
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