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规范商业银行法定抵销权——以维护客户的利益为视角
引用本文:应仕海.规范商业银行法定抵销权——以维护客户的利益为视角[J].上海市经济管理干部学院学报,2010,8(4):56-61.
作者姓名:应仕海
作者单位:华东政法大学,上海,2030063
摘    要:为规范商业银行抵硝权的行使,维护客户及第三人的利益,商业银行法定抵艄权制度应从其行使条件、行使限制及行使程序方面予以明确,为我国商业银行与客户间的约定抵销权提供一般性规则参考,从而使商业银行与客户的利益关系趋于平衡。

关 键 词:商业银行  法定抵销权  制度建构

Normalize Chinese Commercial Bank's Legal Right of Set-off
YING Shi-hai.Normalize Chinese Commercial Bank's Legal Right of Set-off[J].Journal of Shanghai Economic Management College,2010,8(4):56-61.
Authors:YING Shi-hai
Institution:YING Shi-hai (East China University of Political Science and Law, Shanghai 230036)
Abstract:In order to standardize the exercise of right of set-off and protect the customers' interests, perfect system of commercial bank's legal right of set-off should definitely include the conditions of exercise, the restrictions of exercise and the procedure of exercise. So thai: it can provide the reference to commercial bank's agreed right of set-off between commercial banks and austomers. What' s important, the relationgship of interests between commercial banks and customers can be balanced greatly.
Keywords:commercial bank  legal right of set-off  construction of system
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