| 论企业风险管理中损失融资的应用 |
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| 引用本文： | 高晓茜,孙怡然. 论企业风险管理中损失融资的应用[J]. 商业研究, 2005, 0(21): 63-64 |
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| 作者姓名： | 高晓茜 孙怡然 |
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| 作者单位： | 山东经济学院,山东,济南,250014 |
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| 摘 要： | 风险是企业经营中不可避免要面对的,意外事件的发生会影响企业的运营,导致企业资金链的断裂,甚而致使企业有灭顶之灾。因而,企业应通过风险管理来降低风险的可能性和成本。损失融资是风险管理的一种,它通过获取资金而支付或抵偿损失。在损失融资中,投保与自留是两种主要的方法。企业应在投保与自留之间进行权衡。
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| 关 键 词： | 损失融资 纯粹风险 投保 自留 |
| 文章编号： | 1001-148X(2005)21-0063-02 |
| 收稿时间： | 2004-09-13 |
| 修稿时间： | 2004-09-13 |
The Application of Loss Financing in Enterprise Risk Management |
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| GAO Xiao-qian,SUN Yi-ran. The Application of Loss Financing in Enterprise Risk Management[J]. Commercial Research, 2005, 0(21): 63-64 |
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| Authors: | GAO Xiao-qian SUN Yi-ran |
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| Affiliation: | Shandong University of Economics, Jinan, Shandong 250014, China |
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| Abstract: | Risk is a serious problem that enterprise manager have to deal with.Accidents may influence corporations' running,induce capital chain rupture,and even lead to bankrupcy.Risk management should be adopted to reduce the cost and possibility of risks.Loss financing is introduced in this paper with two primary methods,namely,insurance and self-remaining. |
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| Keywords: | loss financing pure risk insttmnee self-remaining |
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