农村金融发展对收入分配的机制分析与实证研究

在分析金融发展影响收入分配的传导机制的基础上,选择1978～2009年相关指标对城乡收入差距中金融发展因素进行实证研究。实证结果显示,农村金融发展规模、农村金融发展效率和农村金融发展结构等指标与农村经济发展的关系密切,但影响效果各有不同。当前,农村金融发展必须坚持以科学发展观为指导,按照统筹城乡经济金融协调发展的根本要求,继续深化农村金融体制改革,努力消除农村金融抑制,优化农村金融发展结构,建立适应社会主义市场经济发展根本要求的农村金融体系。

An Empirical Analysis on Rural Financial Development on the Distribution of Income

Based on the transmission mechanism theory of financial development on income distribution, empirical analysis has been done using corresponding indexes of income gap between city and rural from 1978 to 2009.The results show that the scale, efficiency and structure of the rural financial development are significantly related with rural economic development. At present, with the guidance of scientific concept of development, the rural finance reform should be deepened, and new rural financial system which is adapted to Socialist market economy should be established by eliminating rural financial impediment and improving the rural financial structure.