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国有商业银行调整贷款结构势在必行
引用本文:张少华.国有商业银行调整贷款结构势在必行[J].石家庄经济学院学报,2002,25(4):342-343,364.
作者姓名:张少华
作者单位:中国建设银行,河北省分行,河北,石家庄,050000
摘    要:调整和优化国有商业银行业务结构,是实现发展战略和集约化经营的重要途径,是使有限的资源得到最佳配置、取得最有效健康发展的重要手段。提高优质信贷资产的比重,促进资产多元化,提高国有商业银行的核心竞争力。

关 键 词:国有商业银行  贷款结构  中国  核心竞争力  资源配置  集约化经营
文章编号:1007-6875(2002)04-0342-02

Adjust the Credit Structure in State - owned Commercial Bank Right on the Way
ZHANG Shao-hua.Adjust the Credit Structure in State - owned Commercial Bank Right on the Way[J].Journal of Shijiazhuang University of Economics,2002,25(4):342-343,364.
Authors:ZHANG Shao-hua
Abstract:It is an important path to adjust and optimize the construction of business for state - owned commercial bank soas to realize the development strategy and centralized management, and it is also the vital means that makes limited resources well distributed and develop. Thus we can healthly increase the proportion of high - quality credit asset and promote the property diversification, and increase the core competition ability of the state - owned commercial bank.
Keywords:commercial bank  loan construction  adjust and optimize
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