汽车保险精算定价模型研究综述

汽车保险定价模型在非寿险精算领域内占有重要地位,本文对车险定价模型一百多年来的研究进展作了综述性的回顾。首先,本文介绍了车险定价模型的先验估费方法;其次着重介绍了时齐的后验估费方法,以及时变的先验后验相结合的精算模型;最后提出了车险定价模型的未来发展方向。

A Survey for Study on Actuarial Pricing Models in Automobile Insurance

Automobile insurance pricing model is of great consequence in the field of non-life actuarial study. This paper generally reviewed the researches of pricing model which are carried out more than one century. Firstly, this paper introduced the a priori estimates car insurance fee pricing model method; secondly, highlighted the posterior estimate homogeneous charge method; the time-varying priori and a posteriori combination of actuarial models; finally, proposed the future direction of auto insurance pricing...