扩大中国养老保障覆盖率的对策分析

中国目前的养老保障覆盖率远低于世界发达国家的平均水平。随着中国经济的持续增长,如何在国家财政可承受的范围内,尽快而有效地扩大包括非城镇人口在内的养老保障覆盖率,是一个亟待研究和解决的问题。文中分析比较了中国与美国、德国、英国、法国、日本、新加坡、智利等国养老保障体系的异同点,探讨了人口与GDP,养老金债务与GDP之间的关系,提出了扩大中国养老保障覆盖率的建议性对策。

To Analyse on the Countermeasure of Expanding the Coverage Ratefor China's Pension System

Nowadays, China's coverage rate in its pension system is far below the average level of the developed countries. With China's sustained economic growth, it is an urgent problem to efficiently expand its coverage rate of pension including those live on the countryside within our state fiscal capacity. This article compares the pension systems of China, the U.S., Germany, the U.K., France, Japan, Singapore and Chile.And the relationship between population and GDP, IPD (Invisible Pension Debt) and GDP was discussed. Finally, the conclusion was given and suggestions were aimed at expanding the coverage rate for China's pension system.