Die arglistige Täuschung des Versicherungsnehmers nach Eintritt des Versicherungsfalls – zugleich Beitrag zu §28 Abs. 3 S. 2 VVG –

The author adresses the differences in legal consequences of conditions subsequent to the insurance policy on the one hand and the self-contained legal implications of fraudulent misrepresentation prior to conclusion of the contract on the other hand. He suggests revising the narrowly defined causality criterion in order not to limit the legal consequences of false information given by the policy holder based on causal criteria. If so, legal consequences could be applied when the policy holder acted in bad faith. Then, he introduces the various case groups of willful misrepresentation using property insurance to illustrate them.