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小额贷款公司的问题及出路
引用本文:胡秋灵,何显婷.小额贷款公司的问题及出路[J].上海管理科学,2010,32(2):51-54.
作者姓名:胡秋灵  何显婷
作者单位:陕西师范大学国际商学院,西安,710062
基金项目:国家人文社会科学基金,教育部人文社科基金,陕西师范大学"211工程"三期重点学科建设项目
摘    要:小额贷款公司是金融创新的成果,其短期、高效的运作特点为我国农村金融市场注入活力,进一步促进“三农”发展。文章以小额贷款公司为主,深入分析其产生的背景,以及存在的问题,积极探索突破制约小额贷款公司发展瓶颈的优化路径,为小额贷款公司的发展提供理论和实践依据。

关 键 词:农村金融  小额贷款  订单农业  信贷风险

The Delimma of Micro-Credit Company and its way out
Hu Qiuling,He Xianting.The Delimma of Micro-Credit Company and its way out[J].Shanghai Managent Science,2010,32(2):51-54.
Authors:Hu Qiuling  He Xianting
Institution:Hu Qiuling, He Xianting
Abstract:Micro-credit companies are the result of financial innovation, their short-term and efficient running character inject activity into the rural financial market and provide a way for improving development of "three agriculture". This paper focuses on micro-credit companies, conducts in-depth analysis on the background of setting up micro-credit companies and their existing problems. It explores paths to break through the bottleneck in the development of micro-credit companies, brings forward theoretical and practical reference for policy-making.
Keywords:Rural finance  Micro-credit  Order-agriculture  Credit risk
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