基于储蓄替代型证券的银证合作分析

随着中国经济持续快速增长,储蓄替代型证券在我国发展迅速,但其发展过程中也遇到了较多困难。通过银证合作可以解决我国发展储蓄替代型证券的主要难点。银证合作是发展储蓄替代型证券的最佳方式,并且对于改善商业银行和证券公司的经营具有重大意义。本文以储蓄替代型证券的发展及其困难为出发点,对我国商业银行、证券公司的银证合作动力和可行性进行分析,并依据商业银行、证券公司业务经营的金融环境提出可行的合作模式及建议。

The Analysis on Collaboration between Banks and Securities Companies Based on the Securities for Substitute Saving

Collaboration between banks and securities companies is a most efficient way to resolve the problems and it also brings out a method to improve the business of both banks and securities companies. The paper analyzes the motivation and feasibility of coUaboration between banks and securities companies based on the research of the securities for substitute saving in China. It puts forward some proposals on the future pattern of the coUaboration between banks and securities companies considering the financial environment in China.