论天津市信用评级市场发展

天津市信用评级市场发展目前面临如下问题：信贷市场信用评级缺乏统一的制度性安排,社会对信用评级产品和服务认可度低,全国范围的、规范的信贷市场信用评级业务监管体系缺乏,企业参与评级的意愿不强等。为解决上述问题,中国人民银行应对信用评级工作进行制度安排,建立规范化、制度化信用评级业务监管体系,协调政府职能部门逐步提升社会对外部信用评级的认知度;评级机构应切实掌握商业银行的业务需求,以共同促进天津市信用评级市场的发展。

On the Development of Credit Rating Market in Tianjin

The following problems are faced for Tianjin credit rating market at present： lack of unified institutional arrangements for credit rating in the credit loan market,low acceptance of social credit rating products and services,absence of a nationwide,standardized regulatory system for credit rating business in the credit loan markets,companies being not so willing to participate in ratings.Therefore,it＇s the duty for the People＇s Bank of China to make institutional arrangements for credit rating,to establish standardized,institutionalized regulatory systems for credit rating businesses,to coordinate government departments to gradually raise community awareness of external credit ratings;it＇s necessary for rating agencies to master the business needs of commercial banks,so as to jointly promote the development of credit ratings market in Tianjin,China.