| 保单质押贷款业务之分析 |
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| 引用本文： | 黄明晴. 保单质押贷款业务之分析[J]. 广东商学院学报, 2006, 0(5): 55-57 |
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| 作者姓名： | 黄明晴 |
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| 作者单位： | 南京财经大学,学报编辑部,江苏,南京,210003 |
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| 摘 要： | 在目前我国现行法规许可的保险资金运用中，保单质押贷款是保险公司唯一被许可的贷款发放业务，保险公司应当发挥自己的特点和优势，通过开展保单质押贷款业务，拓宽保险资金运用渠道，增加投资利润，改善资产负债结构。应针对目前制约保单质押贷款业务发展的因素，制定和调整推进保单质押贷款业务发展的措施。
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| 关 键 词： | 保险公司 保单质押贷款 保险资金投资 |
| 文章编号： | 1008-2506(2006)05-0055-03 |
| 收稿时间： | 2006-06-18 |
| 修稿时间： | 2006-06-18 |
Analysis on Business of Mortgage Loan with Policy of Insurance |
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| HUANG Ming-qing. Analysis on Business of Mortgage Loan with Policy of Insurance[J]. Journal of Guangdong Business College, 2006, 0(5): 55-57 |
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| Authors: | HUANG Ming-qing |
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| Affiliation: | Editorial Office of Journal, Nanjing University of Finance and Economics, Nanjing 210003, China |
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| Abstract: | Mortgage loan with policy of insurance is the only one business that is allowed to be provided by insurance companies according to the existing laws and regulations. With the business of mortgage loan with policy of insurance, the insurance company should make full use of its specialty and advantages to broaden the channel of insurance fund utilities, to increase investment income and to improve the structure of balance sheet. |
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| Keywords: | insurance company mortgage loan with policy of insurance investment with insurance fund |
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