Institution: | Bertrand Venard is Professor, Audencia School of Management, Research Fellow Financial Institution Center, Wharton Business School, 8, Route de la Joneliere, BP 31222, 44312, Nantes, Cedex 3, France;phone: 240-373-453;fax: 240-373-407;e-mail: . Martin Halek is Assistant Professor, School of Business, University of Wisconsin, 975 University Avenue, Madison, WI 53706;phone: 608-262-1848;fax: 608-265-4195;e-mail: . Mark S. Dorfman, Retired Professor.1 This article was subject to double-blind peer review. |