银行理财与资本市场

银行理财是现代银行一项十分重要的中间业务。银行理财业务的发展，不仅大大拓宽了银行的经营范围，增加了银行取得收益的途径，也为资本市场的发展增添了新的活力。该文介绍了银行理财的主要种类及其存在背景，分析了银行理财资金进入资本市场的联结渠道及其制约因素，指出更多的理财资金应进入资本市场，以更好地满足社会投资需求，有关政策应当对理财资金进入资本市场进行鼓励。

Bank's financial planning business and capital market

Financial planning business is an important intermediary business for commercial banks.The development of a bank's financial planning business can not only expand its business scopes,but also increase the bank's income sources,as well as promote the development of the capital market.This paper introduces major types of financial planning business for banks and their backgrounds,and analyzes the interconnecting channels and factors restricting a bank's financial planning funds entering the capital market.It ...