| 政府采购项下中小微企业应收账款融资路径探讨——以湖南省邵阳市为例 |
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| 引用本文： | 贺水田. 政府采购项下中小微企业应收账款融资路径探讨——以湖南省邵阳市为例[J]. 征信, 2019, 37(3): 43-46 |
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| 作者姓名： | 贺水田 |
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| 作者单位： | 中国人民银行邵阳市中心支行,湖南邵阳,422000 |
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| 摘 要： | 推进政府采购项下中小微企业应收账款融资,能实现银行、政府和企业三方共赢,但受体制机制的影响,地市级以下城市此项业务的发展规模一般不大。以邵阳市为例,由于企业应收账款真实性确认难,政银企信息互联互通缺少机制平台,政府采购项下中小微企业应收账款融资规模小,结构不合理,业务流程不顺畅。为此,地方政府要高度重视,实行主办银行制度,有县级人民银行的县(市)可先推行试点,推进政府采购项下中小微企业应收账款融资。
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| 关 键 词： | 政府采购 中小微企业 应收账款融资 主办银行 |
Exploration on Accounts Receivable Financing Paths of Small and Mediumsized Enterprises under the Government Procurement Catalogue:A Case Study of Shaoyang |
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| He Shuitian. Exploration on Accounts Receivable Financing Paths of Small and Mediumsized Enterprises under the Government Procurement Catalogue:A Case Study of Shaoyang[J]. Journal of Henan College of Financial Management Cadres, 2019, 37(3): 43-46 |
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| Authors: | He Shuitian |
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| Affiliation: | (Shaoyang City Central Sub-branch of the People’s Bank of China, Shaoyang 422000, Hunan,China) |
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| Abstract: | He Shuitian(Shaoyang City Central Sub-branch of the People’s Bank of China, Shaoyang 422000, Hunan,China) |
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| Keywords: | government procurement small and medium-sized enterprises(SMEs) accounts receivable financing main bank |
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