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我国社会信用危机的法经济学分析
引用本文:王海燕.我国社会信用危机的法经济学分析[J].河南金融管理干部学院学报,2010(6):9-12.
作者姓名:王海燕
作者单位:华中科技大学法学院,湖北武汉430074
基金项目:教育部人文社会科学规划基金项目(08JA710030)
摘    要:当前我国社会信用危机凸显,严重影响了经济发展和社会福利。从法经济学角度分析,其原因在于信用制度供给未能满足信用需求的发展,信息不对称导致失信行为泛滥。治理我国社会信用危机,应加强信用立法和执法,促进信用中介服务行业市场化发展,发挥行业协会的信用自律功能。

关 键 词:社会信用  信用危机  失信

A Legal & Economic Analysis on Social Credit Crisis in China
WANG Hai-yan.A Legal & Economic Analysis on Social Credit Crisis in China[J].Journal of Henan College of Financial Management Cadres,2010(6):9-12.
Authors:WANG Hai-yan
Institution:WANG Hai-yan(School of Law,Huazhong University of Science and Technology,Wuhan,Hubei 430074,China)
Abstract:The social credit crisis has been highlighted in China at present,which has seriously affected the economic development and social welfare.From the perspective of legal economics,the causes lie in that credit system supply can not meet the credit demand development,and information asymetry leads to the proliferation of dishonesty acts.It's necessary for China's governing social credit crisis to strengthen the credit legislation and enforcement,to promote the market development of credit intermediary service industry so as to put the self-regulatory function of associations into play.
Keywords:social credit  credit crisis  dishonesty
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