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规范发展我国民间金融的若干问题研究
引用本文:郑航滨.规范发展我国民间金融的若干问题研究[J].福建金融管理干部学院学报,2006(1):3-10.
作者姓名:郑航滨
作者单位:中国人民银行福州中心支行,福建,福州,350003
摘    要:本文通过分析我国民间金融发展现状、特点和原因,提出若干政策建议:完善民间金融相关法律建设;推动民间金融体制改革;鼓励金融创新,分类引导民间金融向正规金融机构发展;完善民间金融监管机制,化解金融风险;加强民间金融信用建设等.

关 键 词:规范发展  民间金融  金融管理
文章编号:1009-4768(2008)01-0003-08
收稿时间:2005-11-20
修稿时间:2005年11月20

Studies on the Regulation of People-to-People Financial Activities in China
ZHENG Hang-bing.Studies on the Regulation of People-to-People Financial Activities in China[J].Journal of Fujian Institute of Financial Administrators,2006(1):3-10.
Authors:ZHENG Hang-bing
Abstract:The paper analyses the possibility and potential risks of regulating informal finance by probing into the characteristics and development of informal finance in China. Some countermeasures are proposed to promote the development of informal finance such as the establishment of legislative security system, encouragement of innovation, cultivation of multi-level informal finance direct financing market, the build-up of informal finance credit system, the establishment of informal finance risk control system and the reform of the process of interest rate marketization.
Keywords:regulated development  informal finance  financial management
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