基于社会资本视角的新型农村金融机构可持续发展研究

新型农村金融机构作为增加农村金融市场的一支重要供给力量,对解决农户的贷款难问题起到了重要的作用。从农村社会资本,即信任、规范和网络3个角度探讨其如何降低新型农村金融机构的交易成本,并分析了市场经济条件下如何利用社会资本促进新型农村金融机构的可持续发展。

Study on the Sustainable Development of New Rural Financial Institutions Viewing from Social Capital

As an important supplying force for rural financial markets, new rural financial institutions play an important role in solving the problem for farmers to get loans. This paper makes a discussion on how to reduce the new financial institution＇s transaction costs from the perspectives of social capital, trust, norms and networks. Moreover, this paper makes an analysis on how to use social capital to promote its sustainable development under the market economy.