商业银行中间业务的国际比较及发展对策

发展中间业务既是提高商业银行综合竞争力的有效手段，也是提高商业银行经营效益的重要来源之一。我国加入WTO后，中间业务以其高收益、低风险的特点成为国外商业银行拓展其在华业务的重点：而我国商业银行中间业务尚处于起步阶段，虽然在近几年发展较快，但仍与发达国家存在较大的差距。文章比较了中、外商业银行在中间业务上的差距，分析了制约中间业务发展的不利因素和促进中间业务发展的有利条件，并结合我国银行业的现状提出了发展我国商业银行中间业务的战略对策。

Studies on International Comparisons and Countermeasures of Intermediary Services of Commercial Bank

The development of intermediary services can both improve commercial banks' comprehensive competitiveness and enhance operation benefits . After China's entry into WTO, intermediary services have been expanded rapidly in China by foreign commercial banks. And the intermediary services of our country's commercial banks are still at the starting stage and have greater disparities with the developed countries. The article analyses disparities of intermediary services between commercial banks in China and foreign countries. Combined the current situation on banking of our country, it puts forward the strategic countermeasures which will develop the intermediary services of commercial banks of our country.