金融危机背景下我国中小企业融资问题的探讨

改革开放以来,我国的中小企业大量涌现并迅猛发展。中小企业在国民经济中已占据了举足轻重的地位。但长期以来,我国的中小企业所获得的金融支持却与其贡献极不相称,融资难已经成为制约我国中小企业发展的普遍性问题,特别是在金融危机的背景下这一问题显得更为突出。本文在调查当前我国中小企业融资现状的基础上,分析了我国中小企业融资难的原因,提出了解决当前我国中小企业融资难问题的一些意见和建议。

The Research of the Problems of Finance of SMEs in China Under the Financial Crisis Background

Since the reform and opening up, China＇s medium and small sized enterprises are mushrooming and develops rapidly. Medium and small sized enterprises have occupied a pivotal position in national economy. For a long time, the financing support which the medium and small sized enterprises received disproportionate to their contribution, the difficulties in financing have become the common problems that restrict the development of our medium and small sized enterprises, especially in the context of the financial crisis, the issue becomes more prominent. Basing on the investigation of our medium and small sized enterprise situation, the paper analyzes the causes for the difficulties in our medium and small sized financing and puts forward some views and suggestions to solve the current problems of financing of medium and small sized enterprises in China..