| 国家助学贷款的风险与控制 |
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| 引用本文： | 王珩力,冯卫东.国家助学贷款的风险与控制[J].中央财政金融学院学报,2005(11):35-37. |
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| 作者姓名： | 王珩力 冯卫东 |
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| 作者单位： | [1]成都中医药大学,成都610075 [2]西南财经大学,成都610074 |
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| 摘 要： | 国家助学贷款在我国有了一定的发展,但是远不尽人意.究其原因是银行在经营这一项业务时面临着社会风险、管理风险、道德风险等一系列风险,政府、银行、学校和社会必须共同控制和规避这些风险,才能确保国家助学贷款成为帮助贫困大学生圆大学梦的"绿色通道".
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| 关 键 词： | 国家助学贷款 贷款风险 信贷 大学生 |
| 文章编号： | 1000-1549（2005）11-0035-03 |
| 收稿时间： | 2005-08-08 |
| 修稿时间： | 2005年8月8日 |
The Risks and the Control of the National College Students' Loan |
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| WANG Heng-li,FENG Wei-dong.The Risks and the Control of the National College Students' Loan[J].Journal of Central University of Finance & Economics,2005(11):35-37. |
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| Authors: | WANG Heng-li FENG Wei-dong |
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| Institution: | WANG Heng-li FENG Wei-dong |
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| Abstract: | Though the national college students' loan program has been developed,it is far not desirable,because the bank is taking the risks of society,management and moral aspects.Only when government,banks,college and society work together to control and avoid the risks,will the program definitely be the"Green Passage" in pursuit of helping poor college students make their "College Dreams"come true. |
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| Keywords: | The national college students' loan The risk of loan The risk of loan Credit College students |
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