河北省征信市场探析

目前,河北省征信市场存在需求巨大、供给不足,市场总体均衡水平较低,征信市场配套制度有待完善等问题.因此,应加快征信市场信息的征集与发布、数据库的建设与维护、信用评价及服务、市场监督和惩戒等有关标准的制定,建立征信信息不一致判别机制和信息化的科技支持机制,尽快建立产品和服务公示制度,出台政府扶植政策,发挥行业协会功能,促进河北省征信市场的进一步发展.

Analysis on Hebei Credit Reference Market

At present, there are such problems for Hebei credit reference market as huge demand, supply shortage, low level of the overall market equilibrium, and supporting systems for credit reference market needed to be im- proved, etc. Therefore, it＇ s necessary to accelerate the formulation of relevant standards including information col- lection and publicity for credit reference market, development and maintenance of database, credit evaluation and services, market supervision and disciplinary ＆ penalty, to establish inconsistent credit information discrimination mechanisms and information-based scientific supporting mechanisms, to establish products and services publication system as soon as possible, to introduce governmental supporting policies, and to exert the function of associations into play so as to promote the further development of credit reference market in Hebei Province.