物流金融下我国中小企业融资新渠道

中小企业在我国经济发展中的作用现在已为社会各方所关注，在当前我国信贷紧缩的背景下，中小企业更是步履维艰。第三方物流业与金融业相结合推出的物流金融业务，能更有针对性地解决部分中小企业的融资难问题，尤其是满足在生产或销售上季节性较强的企业的短期融资需求。文中从我国中小企业目前的融资团境出发，提出物流金融能有效地解决中小企业短期融资难题，并有针对性地对中小企业利用物流金融融资提出建议。

New financing channels for SME under the logistical finance in China

SMEs(Small and medium-sized enterprises)have been paid attention by social in economic development in China. Under the background of China's credit crunch currently, SMEs are in trouble. logistical finance launch by Third-party logistics industry and the financial sector, which can solve SMEs financing difficult painstakingly,especially meet enterprises short-term financing demand. The paper analyses current financing difficulties, points out that logistics finance can effectively resolve SME short-term financing problems, and painstakingly puts forward suggestion on financing by using logistics financial by SMEs.