小额贷款公司的行政性监管问题探讨

在我国目前正逐步走向"小政府,大社会"的社会管理转型期,政府管理工作一定要突出监管与服务并重,突出规范和引导作用。主管部门要对小额贷款公司进行评级分类监管,应建立恰当的监管标准,创新监管手段,充分利用信息技术,加强非现场监测,将日常管理与监督检查有机衔接,形成监管合力,提高管理效能;同时保证监管的公正、公平、有效。

The Administrative Regulatory Problems Investigate of Small Loan Companies

At present in our country is gradually moving towards the ＆quot;small government, big society＆quot; management of social transformation period, government management must highlight the supervision and service and outstanding, regulating and guid-ing role. The competent departments to the petty loan company rating classification regulation, we should establish appropriate regulatory standards, innovate means of supervision, make full use of information technology and strengthen off-site monitoring. The daily management and supervision and inspection of organic connection, form resultant force, improve the management ef-ficiency; At the same time ensure the supervision of justice, fairness, efficiency.