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| 核心存款比率与商业银行贷款出售 | |
| 引用本文： | 吴许均,孙友罡,贾育峰.核心存款比率与商业银行贷款出售[J].山东工商学院学报,2005,19(2):36-38,42. |
| 作者姓名： | 吴许均 孙友罡 贾育峰 |
| 作者单位： | 1. 上海财经大学,金融学院,上海,200083 2. 上海财经大学,工商管理学院,上海,200083 3. 上海浦东发展银行,空港支行,上海,201202 |
| 摘 要： | 通过一个银行和储户的一期博弈模型,证明了核心存款比率的高低能极大影响银行在贷款出售时的信息披露策略。这说明,核心存款对于商业银行的经营管理具有重大意义,银行的高级管理层和研发部必须对核心存款进行全面细致地研究和管理。 |
| 关 键 词： | 商业银行 核心存款比率 贷款出售 博弈 |
| 文章编号： | 1672-5956(2005)02-0036-03 |
| 修稿时间： | 2004年12月8日 |
The Ratio of Core Deposit and Commercial Bank's Loan Sale |
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| WU Xu-jun,SUN You-gang,JIA Yu-feng.The Ratio of Core Deposit and Commercial Bank''''s Loan Sale[J].Journal of Shandong Institute of Business and Technology,2005,19(2):36-38,42. | |
| Authors: | WU Xu-jun SUN You-gang JIA Yu-feng |
| Abstract: | Through a one period game model between bank and depositors, this paper argues that the quantity of the ratio of core deposit can greatly affect bank's information disclosure strategy when loans are sold. This result displays the importance of core deposit to commercial bank's operation and management. The bank's senior management and R&D department are supposed to cast complete and delicate research and management on core deposit. |
| Keywords: | Commercial Bank the ratio of core deposit loan sale game |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ | |