Institution: | 1. KU Leuven and CEPR, Department of Accountancy, Finance and Insurance, Naamsestraat 69, 3000 Leuven, Belgium;2. VU University Amsterdam, Department of Finance, De Boelelaan 1105, 1081HV Amsterdam, The Netherlands;3. University of Zurich, SFI and CEPR, Department of Banking and Finance, Plattenstrasse 32, CH-8032 Zurich, Switzerland |