中小企业供应链融资风险和对策分析

供应链融资作为一种新型的融资模式,为解决中小企业融资问题另辟蹊径。供应链融资覆盖范围广、信贷模式的简单受到了许多银行的热捧。然而,这一新模式仍存在着许多风险。核心企业风险度的极大、风险扩散范围广、对银行风险管理的高要求及可能产生的一系列法律风险都将会对其发展存在着制约。这就需要我们通过制定法律法规,强化外部约束机制;完善信用体系,加大内部控制力度;建立风险隔离机制,防止风险扩散;利用互联网,创建资源共享数据库等措施来进一步完善中小企业供应链融资模式。

Risks and Countermeasures of SME Supply Chain Financing

Supply chain financing is a new financing model and offers another way to solve the problem of financing for SMEs.It covers a wide range and has a simple credit model.However,this new model still has many risks.Great degree of core risk of enterprises,the spread of a wide range of risks and the higher requirements risk management of banks may have constraints on their development.This requires us to make laws and regulations,strengthen external mechanism,improve the credit system,increase internal controls,...