P2P网上借贷流行

这种借贷方式,在活跃了个人金融的同时,也需要细化监管。随着经济形势进一步恶化,越来越多的企业或者个人开始陷入现金匮乏的窘境,而银行却为降低坏账而加速紧缩银根,私人借贷步入到前所未有的困难时期。即便是最近紧急出炉的"金融国九条",也没能为此提供任何的解决之道。就在此时,一种专门为自然人之间提供相互借贷的网站,却悄然流行起来。

P2P Lending Gets Prosperous Online

As the global economy continues to deteriorate,more and more enterprises and individuals find it hard to secure a loan.Meanwhile,banks are implementing tight monetary policy,dragging private loans into an unprecedented predicament.In such context,person-to-person(P2P) lending websites suddenly make a splash,with ppdai.com and CreditEase as examples in China.The P2P lending marketplace model on the Internet enables individual lenders to address urgent credit demands of individual borrowers.This model connect...