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农村信用社农户信用综合评价模型
引用本文:王树娟,霍学喜,何学松.农村信用社农户信用综合评价模型[J].财贸研究,2005,16(5):35-39.
作者姓名:王树娟  霍学喜  何学松
作者单位:西北农林科技大学,经济管理学院,陕西,杨凌,712100
摘    要:构建农户信用评级体系对于指导农村信用社发放农户贷款具有重要的指导意义。本文将农户信用分为户主素质、资金信用和经营能力等3个方面7个指标,运用模糊数学方法建立综合评价的数学模型,将定性问题引入定量分析,使农户信用评估具有客观性和可比性。

关 键 词:农户信用  评估  综合评价
收稿时间:2005-05-15
修稿时间:2005-05-15

A Comprehensive Evaluation Model of Rural Credit Cooperatives Farmer's Credit
WANG Shu-juan,HUO Xue-xi,HE Xue-song.A Comprehensive Evaluation Model of Rural Credit Cooperatives Farmer''''s Credit[J].Finance and Trade Research,2005,16(5):35-39.
Authors:WANG Shu-juan  HUO Xue-xi  HE Xue-song
Abstract:It is very important for Rural Credit Cooperative to set up a farmer′s credit grade evaluation system.The writer of this paper divide the farmer′s credit into 3 respects and 7 indexes,which include householder′s quality,money credit and management ability,etc.,by making use of the fuzzy mathematics method to set up a comprehensive evaluation model.This model is advantageous in that it can use quantitative analysis to determine the central problem,and make the farmer′s credit more objective and comparable.
Keywords:farmer′s credit  evaluation  comprehensive evaluation
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