| 西方社区银行经营优势理论综述 |
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| 引用本文： | 魏先法. 西方社区银行经营优势理论综述[J]. 河北经贸大学学报, 2012, 33(3): 93-97 |
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| 作者姓名： | 魏先法 |
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| 作者单位： | 中共河北省委党校,河北石家庄050061;天津师范大学马克思主义学院,天津300387 |
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| 基金项目： | 河北省2010年社会科学基金,河北省2009年社会科学基金 |
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| 摘 要： | 社区银行是以关系型信贷技术为核心的金融模式,擅长处理软信息,能够满足中小企业的金融需求。信息技术的发展和银行监管的放松,使社区银行的生存面临严峻的挑战。发展社区银行对完善我国金融体系,特别是对破解农村金融困境具有重要意义,因此,需对社区银行进行准确定位并优化其生态环境,探索中国特色的社区银行发展之路。
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| 关 键 词： | 社区银行 关系型贷款 软信息 小银行优势 |
Theories Summarization of Banks' Business Advantage Theory in Western Community |
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| Wei Xianfa. Theories Summarization of Banks' Business Advantage Theory in Western Community[J]. Journal Of Hebei University Of Economics and Trade, 2012, 33(3): 93-97 |
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| Authors: | Wei Xianfa |
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| Affiliation: | Wei Xianfa1,2(1.Party School of Hebei Provincial Committee of the C.P.C.,Shijiazhuang 050061,China;2.School of Marxism,Tianjin Normal University,Tianjin 300387,China) |
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| Abstract: | Community bank is the financial model that put the credit technology of relationship as the core,it is good at processing soft information and meeting the financial needs of SMEs.Development of information technology and the relax of bank supervision make the survival of community banks facing serious challenges.Developing community banks is important to improve China’s financial system,especially to break the plight of the rural financial.So we should locate the community banks exactly,optimize the entironment and explore community bank’s development mode with Chinese characteristics. |
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| Keywords: | community bank relational loans soft information advantage of small banks |
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