| 关于改进商业银行对中小企业信用评级的思考 |
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| 引用本文： | 李欣融.关于改进商业银行对中小企业信用评级的思考[J].长春金融高等专科学校学报,2012(2):21-23. |
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| 作者姓名： | 李欣融 |
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| 作者单位： | 中国农业大学经济管理学院 |
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| 摘 要： | 中小企业是市场经济中最具有活力的群体,是我国经济增长的重要动力之一,但是融资难阻碍了中小企业的进一步发展壮大。目前商业银行对中小企业信用评级类别、模型已经表现出诸多限制中小企业发展的缺陷,改进商业银行对中小企业信用评级势在必行。
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| 关 键 词： | 企业信用评级 中小企业 商业银行 Z值模型 |
Thought of Improving the Small and Medium Enterprises Credit Rating of Commercial Banks |
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| LI Xin-rong.Thought of Improving the Small and Medium Enterprises Credit Rating of Commercial Banks[J].Journal of Changchun Finance College,2012(2):21-23. |
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| Authors: | LI Xin-rong |
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| Institution: | LI Xin-rong(Economic and Management College,China Agricultural College,Beijing 100083,China) |
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| Abstract: | Small and medium enterprises are the most energetic group in market economic and they are important power for the increase of economic.However,financing arrests the development.According to the credit rating and the mode of small and medium enterprises,it has show a lot of defects which restrain the development.So improve the small and medium enterprises credit rating is very necessary. |
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| Keywords: | enterprises credit rating small and medium enterprises commercial bank Zmode |
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