关于我国商业银行拓展中间业务的思考

拓展中间业务是促进商业银行收入结构多元化,寻求新的利润增长点,改善金融服务,拓宽新储源,降低银行风险,培育核心竞争力的需要,是提高综合经营效益,实现经营目标利润最大化和可持续发展的重要举措.我们必须积极稳妥地做好方方面面的相关工作,确保商业银行中间业务按规、健康、有序地发展.

Consideration on Developing the Middle Operations of Commercial Bank in China

Developing the middle operations is the necessity to promote the diversity of income structure of commercial banks, to seek new point of growth of profits, to improve financial services, to extend new source of deposits, to reduce the risk of banks and to cultivate the central competitive capability. It is also the important measure to improve the comprehensive operating benefits, to reach the operating targets of the maximum of the profits and the sustainable development. We must try out best to do the relative work in all aspects actively and steadily, in order to assure that the middle operations of the commercial banks develop in accordance with laws, healthily and in order.