Does Financial Liberalization Lower Problem Loans in Banks? |
| |
Authors: | Saibal Ghosh |
| |
Affiliation: | Saibal,Ghosh * |
| |
Abstract: | The paper explores whether financial liberalization promotes improved credit risk management in Indian banking in the form of fewer problem loans. Using annual data on state-owned banks for the period 1996–2005, the paper finds that, after controlling for a myriad of factors, financial liberalization is influential in lowering banks' problem loans. Robustness tests reinforce these findings . |
| |
Keywords: | G21 C33) |
|
|