小额贷款公司可持续发展的对策

中国的小额贷款公司发展较快,对民间借贷市场的规范、农户和中小企业等市场地位相对弱势的经济组织的融资、以及"三农"的发展起到了促进作用。但在其发展中还存在一些问题,需要从准确定位、加强政策扶持、拓宽融资渠道、强化风险控制、明确监管主体,完善监管框架、提升核心竞争力、放宽转型条件等方面采取相应对策,推进中国小额贷款公司的可持续发展。

A Thinking on the Sustainable Development of the Microloan Company

The microloan companies develop rapidly in China.It play a promoting role in the private lending market norms, the financing of relatively vulnerable groups in market position such as farmers and small and medium-sized enterprises, and the development of farmers, agriculture and rural economy. But there are still many problems in its development. So we should adopt countermeasures to promote the development of the microloan company by accurate positioning, strengthening the policy support., broadening the financing channels, strengthening risk control, clearing regulatory body, improving the regulatory framework, enhancing the core competitiveness, and relaxing the conditions of transformation.