金融监管法的价值:自由竞争与金融安全

分析美国金融法的历史可以看到,金融监管法的核心价值由完全的自由竞争变为单一的金融安全,再转向有安全保障的自由竞争;分析金融法律规范也可以证实,现行的金融监管目标与各种监管措施都体现自由竞争与金融安全的价值追求.过分追求金融安全的价值观是非常局限的,它只能适用于金融不安全的状况;现在的金融效率观不是金融监管法的价值观.自由竞争与金融安全是对立统一的关系,两者的地位随着金融运行态势的变化而逐步变化.

The Value of Financial Regulation Laws: Free Competition and Financial Security

An analysis on financial law history of America shows the value changes from free competition to financial security then back to the competition under financial security. By analyzing the provision of financial regulations, we will find out that both the aims and countermeasures of financial supervision go in for the said value. Solely basing on financial security is detrimental unless in the occasions of financial turbulence. Financial efficiency is an influential factor in legislating financial regulations, but not decisive one. The relationship between the value of free competition and the value of financial security is dialectic. The core value varied with the variation of the financial situation.