我国保险业增长分析

本文通过基本面分析和动态模型分析 ,研究我国保险业增长的状况、路线和动力 ,并从消费角度建立了保险业和宏观经济因素之间的长期和短期模型 ,结果表明 ,保险增长源于保险业自身的扩张、国民可支配收入增长和市场经济体制改革。

Growth Analysis of Chinese Insurance Industry

The paper examines the situation, route and driving power of China insurance industry through basic analysis and dynamic models. It proves that the route is concave which is much different from that of developed countries, especially after 1993. From the points of consumption theory, long-run model and short-run model of insurance growth are established. It shows that insurance industry growth definitely comes from its resource, national total disposable income and market economy. Efficient measures are given finally.