Affiliation: | 1. European Research Center for Information Systems, University of M??nster, M??nster, Germany 2. Information Systems School Science and Engineering Faculty, Queensland University of Technology, Brisbane Qld, 4000, Australia 3. FIM Research Center Finance & Information Management, University of Augsburg, Augsburg, Germany 4. Howe School of Technology Management, Stevens Institute of Technology, Castle Point on Hudson, Hoboken, NJ, 07030, USA
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