我国农村电子商务发展过程中的金融支持效应研究

文章基于我国1994—2017年有关数据,采用灰色关联理论分析金融支持与农村电商的关联程度,并对农村电商的金融支持效应进行协整检验.结果显示:农户固定资产投资与农村电商的关联度最高,随后依次是农村居民纯收入、金融机构涉农贷款和财政支农;农村电商发展与农村金融支持存在协整关系.结论:农村金融对农村电商的支持效果显著,两者...

Study On the Financial Support Effects in Rural E-commerce Development of China

Based on the data from 1994 to 2017 in China, this paper analyzes the correlation degree between financial support and rural e-commerce by using Grey Correlation Theory, and carries outco-integrationteston the financial support effects of rural e-commerce. The results show that farmers' fixed assets investment has the highest correlation with rural e-commerce, followed by net income of rural residents, agricultural loans from financial institutions and financial support for agriculture. In addition, aco-integration relationship exists between the development of rural e-commerce and rural financial support. It is concluded that the support effect of rural finance on rural e-commerce is remarkable, and the long-term trend of the two is consistent. The higher the proportion of rural financial funds flowing to rural areas and farmers, the higher the efficiency of the conversion and use of rural self-owned funds, the faster the development of rural e-commerce.