| 个人住房抵押贷款的借款人风险分析 |
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| 引用本文： | 郜艳丽,罗险峰,姚志伟. 个人住房抵押贷款的借款人风险分析[J]. 北方经贸, 2005, 0(8): 101-103 |
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| 作者姓名： | 郜艳丽 罗险峰 姚志伟 |
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| 作者单位： | 武汉理工大学,湖北,武汉,430070 |
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| 摘 要： | 个人住房抵押贷款已逐渐成为个人买房的必由选择。对银行和借款人而言,住房消费贷款的长期风险都较高。本文对个人住房贷款中,借款人的潜在风险进行了深入分析,并联系当前实际提出相应的控制、防范风险的措施。
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| 关 键 词： | 个人住房贷款 借款人风险 贷款利率 控制措施 |
| 文章编号： | 1005-913X（2005）08-0101-03 |
| 收稿时间： | 2005-03-14 |
| 修稿时间： | 2005-03-14 |
AN ANALYSIS OF THE BORROWERS'''' RISKS IN INDIVIDUAL HOUSING MORTGAGE LOAN BUSINESS |
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| GAO Yan-li,LUO Xian-feng,YAO Zhi-wei. AN ANALYSIS OF THE BORROWERS'''' RISKS IN INDIVIDUAL HOUSING MORTGAGE LOAN BUSINESS[J]. Northern Economy and Trade, 2005, 0(8): 101-103 |
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| Authors: | GAO Yan-li LUO Xian-feng YAO Zhi-wei |
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| Abstract: | Individual housing mortgage loan is gradually becoming a good choice to buy houses for families.However,there are high risks for banks and borrowers in it.This paper analyses the hidden risks of the borrowers in it deeply and puts forward the corresponding control and precaution measures related the current situation. |
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| Keywords: | individual housing mortgage loan the borrowers'risks interest rates of loans |
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