西南民族地区农村金融生态运行特征及行为绩效

近年来,金融生态问题日益引起社会各界的关注.西南民族地区是我国的多民族自治区,其恶劣的农村金融生态环境使得当地农村金融无法健康快速地发展.本文基于西南民族地区实际,构建了由非金融环境和金融环境组成的农村金融生态圈,指出金融生态圈的运行过程实际上是金融主体在金融环境和非金融环境约束条件下追求其目标价值函数的最大化过程.

Characteristics and Performance of Rural Financial Ecology in Ethnic Region of Southwest China

Financial ecology is the major concern in the financial reform of China. In the ethnic region of southwest China, the inferior financial ecology has impeded the local financial development. Based on the regional condition, this study designs a rural financial ecology loop which is made up of financial environment and non- financial environment. The process of the financial ecology loop is the process that the financial entity maximiizes its objective function under the constraint of those two factors.