Rural financial markets in low-income countries: Recent controversies and lessons |
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| Affiliation: | 1. Department of Earth and Environmental Sciences, Heroy Geology Laboratory, Syracuse University, Syracuse, NY 13244-1070, USA;2. Department of Earth and Atmospheric Sciences, Indiana University, Bloomington, IN 47405, USA;1. Department of Surgery, Chi Mei Medical Center, Liouying, Tainan, Taiwan;2. Department of Intensive Care Medicine, Chi Mei Medical Center, Liouying, Tainan, Taiwan |
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| Abstract: | Recently some researchers have criticized traditional agricultural credit policies in low-income countries. This article identifies the major points of controversy between traditional views and these new views and also summarizes the primary lessons learned from these controversies. Savings mobilization, more flexible interest rate policies, less loan targeting, and greater emphasis on improving the quality of financial services in rural areas are new views that are emphasized. |
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